CBRT Cuts Interest Rates: The Central Bank of the Republic of Türkiye (CBRT) has lowered its policy rate by 100 basis points, bringing it down to 39.50%. While market expectations pointed to a 39% rate, this latest move by the Central Bank has created a sense of measured but positive optimism across financial circles.
Inflation Risks Highlighted, Yet the Disinflation Process Continues
In its policy statement, the CBRT noted that the main trend of inflation increased in September, with recent data indicating that the pace of disinflation has slowed. The Bank emphasized that rising food prices are posing risks through their impact on inflation expectations and pricing behavior.
📍 TCMB faizi iki yıl sonra %40'ın altında. pic.twitter.com/E0Fhi1CqTh
— Bloomberg HT (@BloombergHT) October 23, 2025
Despite these concerns, the CBRT reaffirmed its commitment to maintaining a tight monetary stance and stated that policy steps will continue with a “meeting-by-meeting and cautious approach.” The Bank also underlined that, should inflation deviate significantly from its targets, the monetary stance will be tightened again if necessary.
The Impact of the 250 Basis Point Cut in September Still Resonates
The 250 basis point rate cut in early September triggered a significant shift in market dynamics. Since that decision, funds have been flowing out of term deposits and into real estate investments.
Between August 1 and October 3, TL time deposit accounts fell by 23.8 billion lira, while home sales surpassed 300,000 units, marking one of the strongest performances in recent years.
CBRT Cuts Interest Rates:
Turkey’s Central Bank Surprises Markets with 250 Basis Points Rate Cut – Real Estate Investors Eye Golden Opportunity
Demand for Property Continues to Grow
The newly announced 100 basis point rate cut is expected to bring fresh momentum to the housing market. Experts say that with lower interest rates, borrowing costs are falling, making real estate investments more attractive once again.
This trend is expected to revitalize the second-hand housing market while also boosting demand for new construction projects.
📈 Rate Cuts Revive Real Estate as a Shining Investment Option
The rate-cut trend that began in September has accelerated the shift from deposits to property investments. The latest 100 basis point move is being viewed as a confidence-boosting step for the economy.
Analysts predict that this decision will lead to a revival in housing loans, increased sales volume, and a steady rise in property values across Türkiye’s real estate sector.
